Boy, do I love to shop!
Back in the day I loved to head out to the local shopping mall to see where I could spend my hard-earned (not) pocket money.
I’d take a cab downtown and wander around the shops just looking at all the things I wanted to buy.
Today, all I need do is turn on my computer. I can check out computers, cameras, speakers, books, clothes and anything else my heart desires all from the comfort of my own home.
Find something I want – click, click. It’s mine.
It’s become easier than ever to spend. And I must be good at it because each month the credit card company sends me a thank-you note.
But each little item adds up.
With cash, you can only spend what you have. With credit cards you can spend what you have AND what you don’t.
Today sacrifice isn’t a word some people aren’t familiar with. They want to have their cake and each it, too.
Growing up I know my parents had to make a lot of sacrifices.
They left everything they knew behind and moved overseas because they couldn’t find work in England.
We ate at home, rarely going out for dinner.
We made do.
Many people I know don’t want to simply make-do. They want to indulge. They want to enjoy life 120%.
They want to buy not just what they need but what they want as well.
And a little indulgence never hurt anyone.
Especially around the holidays don’t we all go a little crazy. After all we worked hard this year.
But sooner or later we have to pay the price. Or in this case, pay the bill.
Whether we eat a little too much, buy a little too much, or play a little too much, we always pay the price.
Nearly every millionaire that I know understands the concept of sacrifice.
They buy what they need and maybe a little more from time to time, but they work within their budget most of their time.
They have a plan – some money for spending, some for saving and some for investing.
And it does take time.
It might not be fancy but it gets the job done.
The Michael Jordans of the world might become overnight millionaires but they are the exception, not the norm.
In baseball the home-runs might get the glory but the bunts, the hits and yes, the sacrifices are just as important to winning the games.
In life we should all learn to sacrifice things if we want to win.